Axis Samsung Bank Signature Credit Card lets you experience a smarter life by opening the world of exclusive benefits and privileges for you, such as 10% cashback on Samsung purchases, 2500 Edge Reward Points as a welcome benefit, Edge Reward Points on all transactions, complimentary airport lounge access, and so on.
At a Glance: Key Features
| 💳 Cashback | 10% on Samsung Spends |
| 🎁 Rewards | Accelerated points on Myntra, Zomato & more |
| 🍽️ Dining | Save up to ₹500/month |
| ✈️ Lounge Access | 4 Domestic Visits per year* |
Detailed Benefits & Features
💰 Cashback & Rewards Program
Samsung Cashback (Primary Benefit)
- Earn: 10% cashback on purchases of Samsung products.
- Where: Samsung physical stores, eStore, Shop App, Service Centres, and via Amazon.
- Credit: Cashback is directly credited to your credit card statement.
- Capping: Max. ₹2,500 per month and ₹10,000 per year.
- Eligibility: Includes EMI transactions.
Everyday Rewards (EDGE Reward Points)
- Accelerated Partners (10 pts/₹100): Earn on spends with Myntra, Zomato, Urban Company, BigBasket, and Tata 1MG.
- All Other Spends (5 pts/₹100): Base reward rate on all other eligible transactions.
- Exclusions:* Fuel, wallet loads, jewelry, government/utility/education payments, rent, insurance, and EMI transactions.
🎉 Other Features & Benefits
- Welcome Benefit: 2,500 bonus EDGE Reward Points on making 3 transactions within 30 days.
- Lounge Access: 4 complimentary domestic lounge visits per calendar year.*
- Fuel Surcharge Waiver: 1% waiver on fuel spends between ₹400 – ₹4,000.
- Dining Discounts: Get 15% discount (up to ₹500 per month) via the Dining Delights program.
- Annual Fee Waiver: Annual fee of ₹500 is waived on spending ₹2 Lakh or more in the previous year.*
Fees & Charges
A detailed breakdown of the costs associated with this card.
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹500 + Taxes |
| Annual Fee | ₹500 + Taxes |
| Finance Charges | 3.75% per month (approx. 45% p.a.) |
| Late Payment Charges | |
| ∟ Statement Balance < ₹500 | Nil |
| ∟ ₹501 to ₹5,000 | ₹500 |
| ∟ ₹5,001 to ₹10,000 | ₹750 |
| ∟ > ₹10,000 | ₹1,200 |
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What We Like 👍
- Excellent 10% cashback on Samsung products, making it ideal for brand loyalists.
- Accelerated rewards on popular everyday spend categories (Myntra, Zomato, etc.).
- Complimentary domestic lounge access is a valuable add-on for a mid-tier card.
- Savings of up to ₹500 per month on dining.
What to Consider 👎
- The base reward rate on non-partner spends is low.
- The rewards program has multiple exclusions.
- Lounge access is conditional* on meeting a spending threshold.
- The annual cashback cap of ₹10,000 can be quickly exhausted on high-value purchases.
Verdict: Who is this card for?
Get this card if:
- You are a loyal Samsung customer planning multiple purchases.
- You frequently shop with the preferred partners like Myntra, Zomato, and BigBasket.
- You are comfortable with a rewards structure focused on specific brands.
Consider other cards if:
- You want a higher, unrestricted reward rate on all online spends (e.g., Flipkart Axis Bank Card, Swiggy HDFC Card, SBI Cashback Card).
- You need travel benefits like low forex mark-up or travel portal discounts.
Footnotes & Legal Disclaimer
- Lounge access is subject to spending ₹50,000 or more in the previous quarter.
- Annual fee waiver is on spending ₹2 Lakh in the preceding year. Rental and wallet load transactions are not counted.
- For a complete list of terms, conditions, and exclusions, please refer to the issuer’s website.
- By submitting your details, you agree to the site’s Terms of Use & Privacy Policy.
Top 20 FAQs: Axis Bank Samsung Signature Credit Card
1. What is the annual fee for this card?
The joining and annual fee is ₹500 + applicable taxes for the first year. It can be waived off in subsequent years if you spend ₹2 lakh or more in the previous year.
2. How much cashback do I get on Samsung purchases?
You get a flat 10% cashback on purchases of Samsung products made through eligible channels.
3. Where can I get the 10% cashback?
You can get it on purchases from Samsung physical stores, Samsung eStore, Samsung Shop App, Samsung Service Centres, and on Samsung products bought via Amazon.
4. Is there a limit on the cashback I can earn?
Yes, the cashback is capped at ₹2,500 per month and ₹10,000 in a calendar year.
5. Do EMI transactions on Samsung products qualify for cashback?
Yes, the 10% cashback is applicable on both full swipe and EMI transactions for Samsung products.
6. How are the reward points earned?
You earn 10 EDGE Reward Points for every ₹100 spent on partnered brands (Myntra, Zomato, etc.) and 5 points for every ₹100 on all other eligible spends.
7. Which are the partnered brands for accelerated rewards?
You get accelerated rewards on spends with Myntra, Zomato, Urban Company, BigBasket, and Tata 1MG.
8. What is the dining discount offer?
You can get a 15% discount (up to ₹500 per month) through the bank’s Dining Delights program at participating restaurants.
9. Does this card offer airport lounge access?
Yes, it provides 4 complimentary domestic airport lounge visits per calendar year, subject to meeting the spend condition.*
10. Is there a condition for lounge access?
Yes, you need to have spent ₹50,000 or more in the previous three calendar months to activate the lounge access benefit for the next quarter.
11. How can I get the annual fee waived?
The annual fee is waived if your total spends (excluding rent and wallet loads) in the previous year cross ₹2 lakh.
12. What is the welcome benefit?
You get 2,500 bonus EDGE Reward Points after making 3 transactions within the first 30 days of card issuance.
13. Are there any fuel surcharge waivers?
Yes, you get a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at fuel stations across India.
14. What is excluded from earning reward points?
Reward points are not earned on fuel spends, wallet loading, jewellery, government/education spends, utility bills, rent, insurance, cash advances, and EMI transactions.
15. How is the cashback credited?
The 10% cashback on Samsung spends is directly credited to your credit card statement.
16. How do I activate my card?
You can activate it via Axis Internet Banking, the Mobile App, an Axis ATM, or by calling customer care at 1800 209 5577 or 1800 103 5577.
17. Who should get this card?
This card is ideal for loyal Samsung customers who frequently purchase Samsung products and also shop regularly on platforms like Myntra, Zomato, and BigBasket.
18. Who should avoid this card?
Those who want high rewards on all online spends without brand restrictions, or those seeking international lounge access and travel benefits, should consider other cards.
19. What is the late payment fee?
It ranges from ₹500 (for balances between ₹501-₹5,000) to ₹1,200 (for balances over ₹10,000). No fee is charged if the total amount due is less than ₹500.
20. How is the credit limit determined?
The credit limit is decided by Axis Bank based on your income, credit score, existing obligations, and their internal policies. It is communicated upon card approval.
*Terms and Conditions Apply. Lounge access is subject to a spend-based trigger.
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Axis Bank Samsung Signature Credit Card | Axis Bank Samsung Signature Credit Card |
Axis Bank Samsung Signature Credit Card | Axis Bank Samsung Signature Credit Card|
Axis Bank Samsung Signature Credit Card | Axis Bank Samsung Signature Credit Card |
Axis Bank Samsung Signature Credit Card | Axis Bank Samsung Signature Credit Card |
