Here’s a beautifully updated and streamlined version of the EazyDiner IndusInd Credit Card content, with improved clarity, structure, and visual appeal:
(4.6/5) | Best for Foodies & Travel Enthusiasts
Key Highlights EazyDiner IndusInd Credit Card
✅ Exclusive Dining Discounts: Up to 50% off on dining via EazyDiner + 3X EazyPoints
✅ Premium Welcome Benefits:
- 2,000 Bonus EazyPoints (worth ₹200)
- EazyDiner Prime Membership (₹3,550/year, auto-renewed)
- Postcard Hotels Stay Voucher (₹7,500 value)
✅ High Reward Rate: 10 RP/₹100 (1% value) on Travel, Hotels, Shopping & Entertainment
Fees & Charges
| Feature | Details |
|---|---|
| Joining Fee | ₹2,999 + GST |
| Annual Fee | ₹2,999 + GST (Renewal) |
| Foreign Markup Fee | 3.5% |
| Fuel Surcharge Waiver | 1% waiver (₹500–₹3,000 spends, max ₹250/cycle) |
Top Benefits & Features
🍽️ Dining Perks
- 50% Discount (25% via PayEazy + extra 25% up to ₹1,000 monthly)
- Free Alcoholic Beverage per guest at select restaurants
- 3X EazyPoints on all dining spends via EazyDiner
✈️ Travel & Lifestyle
- Postcard Hotels Voucher (₹7,500) on joining & renewal
- 10 RP/₹100 on Hotels, Travel, Shopping & Entertainment
💰 Reward Points System
- 4 RP/₹100 on other spends (~0.4% return)
- Instant Redemption via PayEazy (1 RP = ₹0.10)
- Exclusions: No rewards on fuel, EMI, or cash advances
- EazyDiner IndusInd Credit Card
Eligibility & Application
✔ Age: 21+
✔ Income: Stable salary/self-employed earnings
✔ Credit Score: 750+ (preferred)
Is It Worth It?
✔ Best for Frequent Diners – Huge discounts & EazyPoints.
✔ Prime Membership justifies the annual fee (worth ₹3,550).
❌ No Lounge Access – Not ideal for travel-focused users.
Alternatives:
- EazyDiner IndusInd Platinum Card (No annual fee, fewer perks)
- HDFC Regalia Gold (Better travel benefits)
Top 20 FAQs for the EazyDiner IndusInd Credit Card
1. What are the joining & annual fees for the EazyDiner IndusInd Credit Card?
- Joining Fee: ₹2,999 + GST
- Annual Fee: ₹2,999 + GST (waived for some premium IndusInd customers).
2. What are the welcome benefits
- 2,000 EazyPoints (worth ₹200)
- Complimentary EazyDiner Prime Membership (₹3,550/year)
- Postcard Hotels voucher (₹7,500 value).
3. How does the 50% dining discount work?
- 25% discount via PayEazy on EazyDiner bills.
- Extra 25% off (up to ₹1,000/month) when paying with this card.
4. Is the EazyDiner Prime membership free forever?
- Free for the first year; auto-renewed annually if you pay the card’s renewal fee.
5. How to redeem EazyPoints?
- Redeem via PayEazy on the EazyDiner app (1 RP = ₹0.10).
6. What is the reward rate on spends?
- 10 RP/₹100 (1%) on Hotels, Travel, Shopping, Entertainment.
- 4 RP/₹100 (0.4%) on other spends.
7. Are there fuel surcharge waivers?
- Yes, 1% waiver on fuel spends between ₹500–₹3,000 (max ₹250/cycle).
8. Does this card offer lounge access?
- No, it does not include domestic/international lounge access.
9. Can I get this card lifetime free (LTF)?
- Rarely. Some users report LTF offers for existing premium IndusInd customers.
10. What’s the Postcard Hotels voucher validity?
- Usually 6–12 months (check terms at booking).
11. How to get the free alcoholic beverage offer?
- Visit restaurants tagged “Free alcoholic beverage” on the EazyDiner app.
12. Is there a movie ticket benefit?
- No longer available for add-on cards (devalued in 2024).
13. What’s the foreign currency markup fee?
- 3.5% per transaction.
14. Can I convert purchases to EMI?
- Yes, but no reward points on EMI transactions.
15. What’s the credit limit for this card?
- Varies by profile (usually 1–5x monthly income).
16. How to check reward points balance?
- Log in to IndusInd NetBanking or the EazyDiner app.
17. Are there airport transfer discounts?
- No, this card focuses on dining & lifestyle benefits.
18. What’s the cash advance fee?
- 2.5% (min ₹300) per withdrawal.
19. Can I apply offline?
- Yes, visit any IndusInd Bank branch with income proof.
20. Is this card better than HDFC Swiggy Card?
- For dining: Yes (higher discounts).
- For online food orders: No (Swiggy offers better cashback).
- EazyDiner IndusInd Credit Card
Final Verdict
EazyDiner IndusInd Credit Card A must-have for food lovers, but weigh the ₹2,999 fee against your dining habits. If you dine out often, the rewards easily offset the cost!
