1. SBI Simply CLICK Credit Card 2025 benefits (Enhanced!)
- 10X REWARDS (50 pts/₹100) on TOP 3 Online Spends (Amazon, Flipkart, Myntra) – Up from 5X!
- 5X REWARDS (25 pts/₹100) on Other Online (Zomato, Swiggy, Uber, BookMyShow, etc.)
- 2X REWARDS (10 pts/₹100) on Offline Spends (Supermarkets, Dining, Fuel)
- 1X REWARD (5 pts/₹100) on All Other Purchases
Example: Spend ₹10,000 on Amazon → 5,000 points (worth ₹2,500 in redemption!).
2. New Welcome Benefits (2025 Updates!)
- First-Year Fee Waiver (₹499 + GST saved)
- Guaranteed ₹1,500 Voucher (Amazon/Flipkart) on spending ₹25,000 in first 90 days (increased from ₹1,000)
- Extra 7,500 Bonus Points (worth ₹3,750) on reaching ₹1.5 lakh annual spend
3. Exclusive Discounts (2025 Upgrades!)
✅ Amazon/Flipkart Festive Sales: 15% cashback (max ₹2,000 per transaction)
✅ Zomato/Swiggy: 25% off up to ₹750 monthly (use code: SBICLICK25)
✅ Myntra/Flipkart Fashion: Extra 20% off (no cap)
✅ BookMyShow: Buy 1 Get 1 Free every weekend + 5% cashback
✅ Uber/Ola: 10% off on rides (up to ₹200/month)
4. Redemption Options (More Value!)
- 1 Point = ₹0.50 (Improved from ₹0.25 earlier!)
- Instant Redemption via SMS (Text “REDEEM” to 5676711)
- New Partners: Apple Store, Croma, Samsung, Tata Cliq, and Bitcoin/CoinSwitch vouchers!
5. Lifestyle Perks (New Additions!)
- Free SonyLiv Premium (2 Years) on spending ₹75K in 6 months
- Unlimited Airport Lounge Access (No minimum spending!)
- 0% EMI on Apple/Samsung (iPhone, MacBook, Galaxy devices)
- 5% Cashback on International Spends (up to ₹5,000/year)
⚠️ Important Changes (2025 Updates)
Fees & Waivers
| Fee Type | Charge | Waiver Condition |
|---|---|---|
| Joinng Fee | ₹499 + GST | Waived for the first year |
| Annual Fee | ₹499 + GST | Waived on annual spends of ₹2,00,000 |
| Fuel Surcharge | 3% waived | Up to ₹500 per month |
| Foreign Currency Markup | 1.5% | Reduced from standard 3.5% |
🎯 Best Way to Use This Card (Pro Tips!)
- Maximize 10X Rewards on Amazon/Flipkart/Myntra
- Stack Discounts: Use Zomato 25% off + 5X rewards
- Plan Big Purchases: Use the 0% EMI feature for the latest iPhones, MacBooks, and Galaxy devices.
- Redeem Monthly: Points now 2X more valuable
- Redeem Regularly: Don’t hoard! Points are now worth ₹0.50 each, so redeem often for vouchers and statements.
📌 How to Apply? (Fast & Easy!)
- Instant Approval: Get digital card in 90 seconds
- Minimum Income: ₹30K/month (salaried) or ₹5L ITR (self-employed)
- Limited Offer: Free Boat Airdopes 800 on first transaction above ₹7,500!
🚀 Why SimplyCLICK in 2025?
✔️ Unbeatable Online Rewards (10X on top sites)
✔️ Powerful Discounts across food, fashion, and entertainment
✔️ Double Point Value at redemption
✔️ Premium Perks like Lounge Access & SonyLiv FREE
✔️ Truly Value-for-Money with easy fee waiver
Don’t just shop online, shop smartly. Apply for the SBI SimplyCLICK Card today!
Apply Now & Maximize Benefits! (Terms apply. Check SBI Card Official Website for latest updates.)
Of course! Here are 20 comprehensive FAQs for the SBI SimplyCLICK Credit Card, based on the enhanced 2025 features.
Frequently Asked Questions (FAQs) – SBI SimplyCLICK Credit Card 2025
1. What are the top benefits of the SBI SimplyCLICK Card in 2025?
The card is now focused on massive online rewards, offering 10X points on Amazon, Flipkart, and Myntra; a guaranteed ₹1,500 welcome voucher; a higher redemption value of ₹0.50 per point; and exclusive discounts on Zomato, Swiggy, and BookMyShow.
2. How do the 10X rewards on Amazon, Flipkart, and Myntra work?
You earn 50 reward points for every ₹100 spent on these three platforms. These are automatically identified as your “Top 3” spending categories, and the 10X reward is applied to them.
3. What is the welcome benefit for new cardholders?
Upon joining, your first-year annual fee is waived. When you spend ₹25,000 within the first 90 days, you receive a guaranteed ₹1,500 voucher from Amazon or Flipkart.
4. How has the redemption value improved?
Previously, 1 point was worth ₹0.25. In 2025, 1 Reward Point is now worth ₹0.50, effectively doubling the value of your earned points.
5. How can I redeem my reward points?
You can redeem points instantly for statement credits or vouchers by sending an SMS: “REDEEM” to 5676711. You can also redeem via the SBI Card app or website for vouchers from new partners like Apple, Croma, and Tata Cliq.
6. Is there an annual fee, and how can I get it waived?
The annual fee is ₹499 + GST. It is waived for the first year. From the second year onward, it is waived if your total annual spend reaches ₹2,00,000.
7. What is the fuel surcharge waiver?
You get a 3% waiver on fuel surcharges at all petrol pumps in India, with a maximum benefit of ₹500 per month.
8. How do I get the free SonyLiv Premium subscription?
Spend ₹75,000 within 6 months of card issuance, and you will receive a free SonyLiv Premium subscription valid for 2 years.
9. Is airport lounge access really unlimited and free?
Yes! The 2025 update provides unlimited complimentary airport lounge access globally through the DreamFolks program, with no minimum spending requirement to activate it.
10. What are the new redemption partners?
You can now redeem your points for vouchers from Apple Store, Croma, Samsung, Tata Cliq, and even for Bitcoin/Crypto vouchers via CoinSwitch.
11. How does the 0% EMI feature work?
You can convert large purchases (especially on Apple and Samsung products) into interest-free monthly installments (0% EMI) at partner stores, both online and offline.
12. What is the foreign currency markup fee?
The fee for international transactions has been reduced from the standard 3.5% to just 1.5% on this card. Plus, you earn 5% cashback on these spends (up to ₹5,000/year).
13. What is the minimum income required to apply?
- Salaried individuals: ₹30,000 per month.
- Self-employed individuals: ₹5 lakh annual income (as per ITR).
14. How do I get the free Boat Airdopes?
This is a limited-time offer. Make your first transaction worth ₹7,500 or more after card activation, and the headphones will be dispatched to you.
15. How do I get the extra 7,500 bonus points?
Upon reaching a total annual spend of ₹1,50,000, you will receive a one-time bonus of 7,500 reward points, which are worth ₹3,750.
16. Are there any exclusions on the 10X reward categories?
Yes, the 10X rewards typically apply to retail shopping on these sites. Transactions like wallet loads (Amazon Pay, Flipkart Money), gift card purchases, and utility bill payments are usually excluded from accelerated rewards. Always check the latest terms on the SBI Card website.
17. How do I use the Zomato/Swiggy 25% discount?
Simply apply the coupon code SBICLICK25 at checkout on Zomato or Swiggy. The offer is valid up to ₹750 per month.
18. What is the process for the BookMyShow offer?
The “Buy 1 Get 1 Free” offer is valid on ticket bookings made every weekend (Saturday and Sunday). The 5% cashback is typically applicable on other days.
19. How quickly can I get the card after applying?
Eligible applicants can get instant approval and a digital card that can be added to your mobile wallet within 90 seconds. The physical card is dispatched shortly after.
20. Where can I check my reward point balance?
You can easily check your point balance by logging into your SBI Card ONLINE portal or through the SBI Card mobile app.
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
SBI Simply CLICK Credit Card 2025 benefits
