IndusInd Bank, in partnership with Tiger Fintech (a Bajaj Capital Group company), has launched the IndusInd Tiger Credit Card – a lifetime free credit card designed for shoppers and travelers. With an up to 6x rewards program, low forex markup, and exclusive lifestyle benefits, this card is perfect for those who want premium perks without an annual fee.
Key Highlights of IndusInd Bank Tiger Credit Card
| Feature | Benefit |
|---|---|
| Joining & Annual Fee | Zero Fees – Lifetime Free |
| Reward Rate | Up to 6x Reward Points on every ₹100 spent |
| Welcome Benefit | 2 Complimentary Movie Tickets (BookMyShow) per year |
| Lounge Access | 8 Domestic + 2 International (via Priority Pass) |
| Forex Markup Fee | 1.5% + GST (Lower than industry average) |
| Fuel Surcharge Waiver | 1% waiver (on transactions between ₹400–₹4,000) |
| Golf Benefits | 4 Complimentary Games/Lessons per Year |
| Concierge Service | 24/7 Assistance for Travel, Dining, & More |
Detailed Features & Benefits
1. Rewards Program (Accelerated Points on Spending)
Earn reward points on every ₹100 spent, with higher multipliers as your annual spending increases.
| Yearly Spending | Reward Multiplier | Reward Points Earned |
|---|---|---|
| Up to ₹1,00,000 | 1x | 1,000 |
| ₹1,00,001 – ₹2,50,000 | 2x | 3,000 |
| ₹2,50,001 – ₹5,00,000 | 4x | 10,000 |
| Above ₹5,00,000 | 6x | 6,000 (per ₹1L thereafter) |
Redemption Options:
- 1 RP = ₹0.40 (Statement Credit)
- 1 RP = 1.2 Airmiles (Travel Redemption)
(Exclusions: Fuel, utility bills, insurance, rent, and government payments do not earn rewards.)
2. Travel Benefits
- Domestic Lounge Access: 8 free visits per year
- International Lounge Access: 2 free visits per year (via Priority Pass, 600+ global lounges)
- Low Forex Markup: Only 1.5% + GST on international transactions
3. Lifestyle & Entertainment Perks
✅ Movies: 2 Free Tickets per Year (BookMyShow BOGO)
✅ Dining: Exclusive discounts at partner restaurants
✅ Golf: 4 Complimentary Games/Lessons Annually
✅ 24/7 Concierge Service: Assistance for travel, hotel bookings, gifts, and more
4. Fuel & Shopping Benefits
- 1% Fuel Surcharge Waiver (on transactions between ₹400–₹4,000)
- 6x Reward Points on shopping (exclusions apply)
Eligibility Criteria
To apply for the IndusInd Tiger Credit Card, you must:
✔ Be an Indian resident
✔ Be 18+ years old
✔ Have a good credit score (750+ recommended)
✔ Have a stable income source
Why Choose the IndusInd Tiger Credit Card?
✅ No Annual Fee – Lifetime free membership
✅ High Reward Points – Up to 6x on spends
✅ Travel-Friendly – Low forex fee + lounge access
✅ Lifestyle Perks – Movies, golf, dining, concierge
Apply Now and enjoy a premium credit card experience with no hidden costs!
Frequently Asked Questions (FAQs)
Q1. Is the IndusInd Tiger Credit Card truly lifetime free?
✔ Yes! No joining or annual fees.
Q2. How many reward points do I earn per ₹100 spent?
✔ 1 base point + accelerated points (up to 6x) based on annual spending.
Q3. What is the forex markup fee?
✔ Just 1.5% + GST, making it great for international travel.
Q4. How can I redeem reward points?
✔ Convert to cash credit (₹0.40/RP) or airmiles (1.2/RP).
Q5. How many lounge accesses are free per year?
✔ 8 domestic + 2 international (via Priority Pass).
