🔥 SBI Simply SAVE Credit Card – UPDATED 2025 Benefits!

🔥SBI Simply SAVE Credit Card benefits Updates
Your Smart Key to Everyday Savings

💳 Why SimplySAVE?
✔ Highest cashback on DAILY spends
✔ New 2025 discount partners added
✔ Lower annual fee waiver threshold

🎁 LATEST (2025) BENEFITS ( SBI Simply SAVE Credit Card benefits )

1. SUPERCHARGED CASHBACK (New Categories!)

• 10% Cashback on ALL Dining (Zomato/Swiggy/Dineout)
• 7% Cashback on Groceries (Big Basket, Reliance Fresh, More)
• 5% Cashback on Fuel (HPCL/BPCL) – Max ₹600/month
• 5% Cashback on Movies (PVR/INOX/BookMyShow)

2. NEW Welcome Gift

• ₹750 Big Bazaar voucher + 2,000 bonus points
• On spending just ₹15,000 in first 60 days

3. Annual Benefits

• Fee Waiver: Spend ₹75,000/year (reduced from ₹90K)
• Free Add-on card with 5,000 bonus points

🛍️ 2025 EXCLUSIVE DISCOUNTS
✅ Zomato: 15% off (Max ₹500) twice weekly
✅ Big Basket: 20% off first 3 orders (Code: SBISAVE20)
✅ Myntra: Extra 10% cashback on fashion
✅ 1+1 Movie Tickets: Every Wednesday & Friday

💰 SMART REDEMPTION OPTIONS

• 1 Reward Point = ₹0.50 (Improved from ₹0.25)
• Instant cashback redemption via SMS
• New! Redeem for Uber rides & Ola Money

✈️ TRAVEL BENEFITS

• 4 FREE Lounge Accesses yearly
• 1% Forex markup (Reduced from 1.5%)
• 5X points on railway ticket bookings

📱 HOW TO APPLY?

• Eligibility:
  • Salaried: ₹20K+ monthly
  • Self-employed: ₹2.5L+ ITR
• Instant Digital Card in 2 mins

💡 Pro Tips for Max Savings:

1. Use for ALL grocery/fuel spends
2. Combine cashback with sale discounts
3. Set up auto-pay for utility bills

Here’s a step-by-step guide to redeeming SBI Credit Card reward points :

🔄 How to Redeem SBI Card Reward Points

(Works for SimplyCLICK, SimplySAVE, Prime, & other SBI Cards)

SBI Simply SAVE Credit Card benefits

📱 Online Redemption (Instant Process)

1. Log In to your account via:
   • SBI Card Website
   • SBI Card App (Android/iOS)
2. Go to “Rewards” → “Redeem Points”
3. Choose Redemption Option:
   • 🛍️ Shopping Vouchers (Amazon/Flipkart/Myntra – 1pt = ₹0.50)
   • ✈️ Air Miles (Indigo, Vistara, Air India – 2,000 pts = 500 miles)
   • 💳 Statement Credit (2,000 pts = ₹500 bill reduction)
   • 🎁 Merchandise (Electronics, gadgets – catalog available)
4. Confirm & OTP Verification → Points deducted instantly

📞 Offline Redemption Methods

• SMS: Type REDEEM <Last 4 digits> <Voucher Code> to 56767
  (e.g., REDEEM 1234 AMAZON for Amazon voucher)
• Customer Care: Call 1860 180 1290 and follow IVR

💡 2025 Redemption Hacks

1. Max Value: Vouchers give ₹0.50/pt vs. merchandise (₹0.30/pt)
2. Bonus Offers: Wait for “2X Redemption Value” promotions (common in festive seasons)
3. Auto-Redemption: Set up auto-conversion to air miles if you travel frequently

⚠️ Important Rules

✔ Min. Points Required: 2,000 (for most options)
✔ Expiry: Points valid for 3 years from earning date
✔ Charge: ₹99 + GST for redemption below 5,000 points

(Pro Tip: Redeem before March/August – SBI often devalues points annually!)

SBI Simply SAVE Credit Card benefits SBI Simply SAVE Credit Card benefits