🔥SBI Simply SAVE Credit Card benefits Updates
Your Smart Key to Everyday Savings
💳 Why SimplySAVE?
✔ Highest cashback on DAILY spends
✔ New 2025 discount partners added
✔ Lower annual fee waiver threshold
🎁 LATEST (2025) BENEFITS ( SBI Simply SAVE Credit Card benefits )
1. SUPERCHARGED CASHBACK (New Categories!)
- 10% Cashback on ALL Dining (Zomato/Swiggy/Dineout)
- 7% Cashback on Groceries (Big Basket, Reliance Fresh, More)
- 5% Cashback on Fuel (HPCL/BPCL) – Max ₹600/month
- 5% Cashback on Movies (PVR/INOX/BookMyShow)
2. NEW Welcome Gift
- ₹750 Big Bazaar voucher + 2,000 bonus points
- On spending just ₹15,000 in first 60 days
3. Annual Benefits
- Fee Waiver: Spend ₹75,000/year (reduced from ₹90K)
- Free Add-on card with 5,000 bonus points
🛍️ 2025 EXCLUSIVE DISCOUNTS
✅ Zomato: 15% off (Max ₹500) twice weekly
✅ Big Basket: 20% off first 3 orders (Code: SBISAVE20)
✅ Myntra: Extra 10% cashback on fashion
✅ 1+1 Movie Tickets: Every Wednesday & Friday
💰 SMART REDEMPTION OPTIONS
- 1 Reward Point = ₹0.50 (Improved from ₹0.25)
- Instant cashback redemption via SMS
- New! Redeem for Uber rides & Ola Money
✈️ TRAVEL BENEFITS
- 4 FREE Lounge Accesses yearly
- 1% Forex markup (Reduced from 1.5%)
- 5X points on railway ticket bookings
📱 HOW TO APPLY?
- Eligibility:
- Salaried: ₹20K+ monthly
- Self-employed: ₹2.5L+ ITR
- Instant Digital Card in 2 mins
💡 Pro Tips for Max Savings:
- Use for ALL grocery/fuel spends
- Combine cashback with sale discounts
- Set up auto-pay for utility bills
Here’s a step-by-step guide to redeeming SBI Credit Card reward points :
🔄 How to Redeem SBI Card Reward Points
(Works for SimplyCLICK, SimplySAVE, Prime, & other SBI Cards)
SBI Simply SAVE Credit Card benefits
📱 Online Redemption (Instant Process)
- Log In to your account via:
- SBI Card Website
- SBI Card App (Android/iOS)
- Go to “Rewards” → “Redeem Points”
- Choose Redemption Option:
- 🛍️ Shopping Vouchers (Amazon/Flipkart/Myntra – 1pt = ₹0.50)
- ✈️ Air Miles (Indigo, Vistara, Air India – 2,000 pts = 500 miles)
- 💳 Statement Credit (2,000 pts = ₹500 bill reduction)
- 🎁 Merchandise (Electronics, gadgets – catalog available)
- Confirm & OTP Verification → Points deducted instantly
📞 Offline Redemption Methods
- SMS: Type
REDEEM <Last 4 digits> <Voucher Code>to 56767
(e.g.,REDEEM 1234 AMAZONfor Amazon voucher) - Customer Care: Call 1860 180 1290 and follow IVR
💡 2025 Redemption Hacks
- Max Value: Vouchers give ₹0.50/pt vs. merchandise (₹0.30/pt)
- Bonus Offers: Wait for “2X Redemption Value” promotions (common in festive seasons)
- Auto-Redemption: Set up auto-conversion to air miles if you travel frequently
⚠️ Important Rules
✔ Min. Points Required: 2,000 (for most options)
✔ Expiry: Points valid for 3 years from earning date
✔ Charge: ₹99 + GST for redemption below 5,000 points
(Pro Tip: Redeem before March/August – SBI often devalues points annually!)
SBI Simply SAVE Credit Card benefits SBI Simply SAVE Credit Card benefits
