SBI has launched the SBI Cashback Credit Card, a premium credit card designed to offer maximum cashback on online purchases with no merchant restrictions. It is one of the best credit cards for online shopping, packed with exciting rewards and benefits.
✨ Key Features & Benefits of SBI Cashback Credit Card
✅ Features
| Feature | Details |
|---|---|
| Contactless Advantage | Fast, secure, and convenient transactions with tap-and-pay. Reduces fraud risk. |
| Global Acceptance | Accepted at 24M+ outlets worldwide, including 3.25L+ outlets in India (VISA-enabled). |
| Add-on Cards | 3 free add-on cards for family (spouse/parents/children/siblings above 18). |
| Utility Bill Payments | Pay electricity, mobile, and other bills via Easy Bill Pay. |
| Balance Transfer EMI | Transfer outstanding balances from other bank cards at low-interest EMI. |
| Cash Withdrawal | Withdraw cash from 1M+ Visa/MasterCard ATMs globally. |
💰 Cashback Benefits
| Spend Category | Cashback | Exclusions |
|---|---|---|
| Online Purchases | 5% cashback (all merchants) | ❌ No cashback on: • Merchant EMI/Flexipay • Utility bills, Insurance, Fuel • Rent, Wallet loads, Jewelry • Railways, Education fees |
| Offline Purchases | 1% cashback | Same exclusions apply. |
| Fuel Surcharge Waiver | 1% waiver (on transactions ₹500–₹3,000) | Max. ₹100 waiver per statement. |
💡 Cashback Credited within 2 days of next statement generation.
💳 Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹999 (One-time) |
| Renewal Fee | ₹999 (Waived if annual spend ≥ ₹2L) |
| Add-on Card Fee | FREE (Up to 3 cards) |
| Cash Advance Fee | 2.5% or ₹500 (whichever higher) |
| Late Payment Fee | ₹0–₹1,300 (based on due amount) |
| Foreign Currency Markup | 3.5% per transaction |
| Overlimit Fee | 2.5% or ₹600 (whichever higher) |
📌 Eligibility & Documents Required
✔ Eligibility Criteria
- Age: 21–70 years
- Must be salaried or self-employed
- Good credit score (750+)
- Stable income source
📄 Documents Needed
- PAN Card (Mandatory)
- Aadhaar Card (Masked first 8 digits)
- Income Proof (Salary slips/ITR)
- Bank Statements
- Passport-size photo
📱 How to Apply for SBI Cashback Credit Card?
- Visit SBI Card
- Go to Credit Cards → CASHBACK SBI Card
- Click “Apply Now” & fill the form
- Submit & await verification
- Receive card upon approval
🔥 Why Choose SBI Cashback Credit Card?
✔ Highest online cashback (5%)
✔ No merchant restrictions
✔ Fuel surcharge waiver
✔ Global acceptance
✔ Low fees with easy waivers
Apply Now & Maximize Your Cashback! 🚀
❓ Frequently Asked Questions (FAQs)
Q1. Is there a joining fee for SBI Cashback Credit Card?
✅ Yes, ₹999 (one-time).
Q2. How much cashback do I get on online spends?
💰 5% cashback (all merchants, no restrictions).
Q3. Is the renewal fee waived?
✔ Yes, if annual spend ≥ ₹2L.
Q4. Can I get add-on cards for family?
👨👩👧👦 Yes, 3 FREE add-on cards (for family above 18).
Q5. When is cashback credited?
⏳ Within 2 days of next statement generation.
🔥 Hashtags for Social Media Promotion
Twitter/LinkedIn/Professional Platforms:
#SBICashbackCard #BestCreditCardIndia #CashbackRewards #OnlineShoppingBenefits #SBICardOffers
Instagram/Facebook (Engagement Focused):
#CashbackCreditCard #ShopAndEarn #SBIBank #SmartSpending #CreditCardPerks
General Finance Hashtags:
#FinanceTips #CreditCardRewards #BankingSolutions #MoneySavings #DigitalPayments
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